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Vermont
Foreclosure Posting Requirements
All foreclosures are by Judicial Process. Once the Complaint is filed and Served (along with a form warning notice), the defendants have twenty (20) day to file an answer or face default. Prior to entry of judgment, the lender must serve a copy on the defendants including a notice of he right to appeal. Once judgment is entered, there is a redemption period set by the Court with a presumption of ninety (90) days. After the expiration of the redemption period, the Notice of Sale must be served on the defendants personally or by certified mail sixty (60) days prior to the sale. There is a second redemption period after the sale, but must be notice and a bond paid within ten (10) days of the sale. Additionally, the Notice of Sale must be published for three (3) consecutive weeks. Deficiency awards are allowed.
Foreclosure Auction Locations
Most states direct the specific location where a sheriff, trustee or creditor may conduct a foreclosure sale. Often the direction is as vague as 'any public place within the county in which the property is located.' Other times, the statute requires that a foreclosure sale only be held at the site of the property to be foreclosed. Foreclosure sales can be conducted at public auction held at the front door of a courthouse of the superior court in the judicial district where the property is located, unless the deed of trust specifically provides that the sale shall be held in a different place.
Foreclosure Timeline
Timeline StepDays for StepTotal Days
Complaint filed and Served1010
Answer period; issuance of default2131
Send Notice of Judgment, Entry of Judgment3061
Redemption period90151
Publication; Service of Notice60211
Sale1212
Post sale redemption notice period10222

(Timeline is for non-judicial foreclosures. Intervals are optimal and assumes no delays.)
State Statutes
Vermont Foreclosure Statutes