|   Forgot username?   |   Forgot password?   |   New User?
Home Learning Center Data Feed Services Branding Services FAQs about us
Skip Navigation LinksHome > Learning Center Home > State Foreclosure Laws and Process
Attorney/Trustee File Number
  
ZIP Code
 
Property Address
 
Sale Date
 
Advanced Search
Alaska
Arizona
California
Hawaii
Idaho
Montana
Nevada
Oregon
Tennessee
Washington
State Foreclosure Laws and Process
Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

District of Columbia

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Wyoming

South Dakota
Foreclosure Posting Requirements
Foreclosure may be by Judicial or Non-Judicial Process. Non-Judicial process, known as Foreclosure by Advertisement, often converts to a Judicial Process. Notice of Sale published four (4) consecutive weeks in legal newspaper. Notice must be served upon the mortgagor and other recorded lien and interest holders at least twenty-one (21) days prior to sale. The mortgagor, successor, or any lien or interest holder may apply to the Court to force the foreclosure to be conducted judicially. A mortgagee may elect to foreclosure judicially as an alternative. There is a redemption period. Deficiency awards are available.
Foreclosure Auction Locations
Most states direct the specific location where a sheriff, trustee or creditor may conduct a foreclosure sale. Often the direction is as vague as 'any public place within the county in which the property is located.' Other times, the statute requires that a foreclosure sale only be held at the site of the property to be foreclosed. Foreclosure sales can be conducted at public auction held at the front door of a courthouse of the superior court in the judicial district where the property is located, unless the deed of trust specifically provides that the sale shall be held in a different place.
Foreclosure Timeline
Timeline StepDays for StepTotal Days
Appointment of Successor Trustee11
Publication of Notice22-2823-29
Service on entitled parties (at least 21 prior to sale)123-29
Sale124-30

(Timeline is for non-judicial foreclosures. Intervals are optimal and assumes no delays.)
State Statutes
South Dakota Foreclosure Statutes