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Arkansas
Foreclosure Posting Requirements
Foreclosures are generally by non-judicial process. Once a Substitute Trustee has been appointed, the Trustee records a Notice of Default and Intention to Sell with the County Recorder. Within thirty (30) days, a copy of the Notice of Default must be mailed, by both first class and certified, to the borrower, any successor in interest to the mortgagor/grantor, junior lien interest holders, and any requesting notice. Additional notice must provided through publication for four (4) weeks in a newspaper of general circulation (county or state), through posting at the Courthouse where sales generally are advertised or take place, and via a website. The last of the four (4) published notices must be timed to fall within ten (10) days of the sale date. Once all notice requirements have been satisfied and sixty (60) days has elapsed from the recordation of the Notice, the sale may commence. Prior to the sale, the Trustee must file an affidavit that notice requirements have all been satisfied. If a mortgage default is cured during the process, the Trustee must file a cancellation of the Notice of Default with the County Recorder.
Foreclosure Auction Locations
Most states direct the specific location where a sheriff, trustee or creditor may conduct a foreclosure sale. Often the direction is as vague as 'any public place within the county in which the property is located.' Other times, the statute requires that a foreclosure sale only be held at the site of the property to be foreclosed. Foreclosure sales can be conducted at public auction held at the front door of a courthouse of the superior court in the judicial district where the property is located, unless the deed of trust specifically provides that the sale shall be held in a different place.
Foreclosure Timeline
Timeline StepDays for StepTotal Days
Appointment of Successor Trustee11
Prepare and record Notice of Default11
Provide Notice on Website11
Post notice at Courthouse11
Mail Notice to parties entitled3031
Publish Notices ending within 10 days of sale5152
Record Trustee's affidavit153
Hold Sale6061
Tender Trustee's Deed1071

(Timeline is for non-judicial foreclosures. Intervals are optimal and assumes no delays.)
State Statutes
Arkansas Foreclosure Statutes