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Foreclosure Glossary
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
obligorOne who places himself under a legal obligation, e.g., a mortgagor.
Office of Thrift Supervision (OTS)The successor thrift regulator to the Federal Home Loan Bank Board and a division within the Treasury Department. The OTS is responsible for the examination and regulation of federally chartered and state chartered savings associations.
originationThe process of creating both commercial and residential mortgages.
origination feeThe Lenders fee charged a borrower to prepare documents, make credit checks, inspect and sometimes appraise a property. Usually stated as a percentage of the face value of the loan.